Author Archive
hands

Straight Talk About Life Insurance

  Few financial topics are as difficult to obtain unbiased information about as life insurance. The industry is a profit machine and typically the only people who really know much about the products are those who stand to ...

time-is-money

15 Minutes to Financial Improvement

Most people use lack of time to excuse themselves from those unpleasant tasks in life that seem overwhelming: eating a nutritious diet (guilty!), hitting the gym, managing their money… you know, all the fun stuff! It’s true...

hawaii_honolulu_1

3 Steps to Achieving Any Savings Goal

    I decided this morning on my way to work that I’m moving to Hawaii. Not tomorrow, but before I turn 40. I walk to work, so I am acutely aware of the weather. And this morning the weather feels more like I should...


online banking

When Was The Last Time You Checked Your Accounts?

  According to a Harris poll conducted by the AICPA in March, 2012, the average adult checks their social media accounts such as Facebook or Twitter an average of six times per day. The same survey revealed that less than ...

saving

Guidelines Financial Planners Use

  April is Financial Literacy Month! In honor, I’d like to share the guidelines I use to answer the questions I frequently field as a CERTIFIED FINANCIAL PLANNERTM. People often ask me, “How much should I be saving?”...

Magazine covers

Is Now The Time To Buy A Home?

  Two magazines arrived in my mailbox last week telling me that NOW is the time to buy a home; the real estate market has bottomed out and prices are starting to go back up. That whole buy low, sell high adage? This is buy...


document retention

De-clutter Your Financial Files: Document Retention Guidelines

Yay, it’s Tax Time! That fun time of year when we sort through the piles of paper in the, “I’ll deal with this later” file. This time-consuming task has many people asking themselves, “How long...

credit score good

Breaking Down Your FICO Credit Score

  When someone is talking about their credit score, what they usually mean is their FICO score, which is the standard credit score used in the majority of lending decisions in the US. Your FICO score is meant to represent ...

There’s No Such Thing As A Safe Investment

I’ve had a lot of questions about investing lately – Should I invest? What should I invest in? How much should I invest? While it’s hard to answer these questions in a way that will apply to everyone, it’s clear to me t...


its-not-about-the-money

Financial Archetypes: Which Are You?

The last few weeks, you’ve seen eight articles on the eight financial archetypes presented by author Brent Kessel in It’s Not About the Money. Have you figured out yet which one (or two) you are? Here’s a quic...