When we talk about financial fitness, we sometimes talk about budgeting, keeping your expenses low, avoiding unnecessary expenses. But there’s something that’s not often said: Spend the money! When? When it makes your life easier. I’ve read blogs from bloggers who won’t even buy a Starbucks for $2 because they’re so dedicated to their beloved Dave Ramsey induced budgets. And while I have no issues with your cash only ideas or strict rules, I also think there are certain expenditures that make your life easier.
I’ve compiled a list of those lifesavers I’d never trade, even for $5 more in savings:
- Inserts to make your shoes more comfortable. Almost every pair of shoes I own has a pair of silky foam insoles inside them. And every pair of flats I own has a pair of heel liners in them. They are the greatest investment to make shoes comfortable that I’ve ever made. Buy the drugstore brand and save a few bucks. They’re exactly the same. Click on the images below to buy.
- Apps That Help Productivity. I’ve told you in the past about my love of Clear. It’s the greatest $2.99 I’ve ever spent. And you should too. Apps that make you stronger and better are worth the few bucks you spend on them.
- Good shapewear. Sure, you can buy the cheap-o stuff at the drugstore, but you really don’t want to. You’ll never regret buying good tights, good hose, and great shapewear. Spend the money. Get Spanx. And if you’re looking for something in between cheap and expensive, grab Assets, Spanx’s off-brand sold online and at Target.

What are your “must have” items that you’ll never skimp on? Share them in the comments below.
About the Author: Marcy Twete
Marcy Twete is the Founder and CEO of Career Girl Network and the author of the book “You Know Everybody! A Career Girl’s Guide to Building a Network That Works.” At Career Girl Network, Marcy provides women with information, resources, and networking to empower them in their careers and to advance the work of women in business as a whole. Prior to launching Career Girl Network, Marcy worked in numerous nonprofit organizations and as a consultant in the field of nonprofit fundraising, marketing, and community relations. Marcy is a graduate of the College of St. Benedict in St. Joseph, Minnesota, and a native of rural North Dakota. She is the Vice Chair of the Chicago Board of Directors for Step Up Women’s Network in Chicago and a member of the Advisory Board for Girls on the Run Twin Cities, and is dedicated to advancing the work of organizations that move the needle for women and girls worldwide.













I will never skimp on a good hair cut — don’t ask me how I learned this lesson! No photos exist…