Who to Cut Out of Your Financial Life

Posted January 15, 2013 by Marcy Twete in Life After Five

Face it, there are some people in our lives who just financially don’t make sense. Oprah’s recent “Who to Cut Out of Your Financial Life” demonstrates a few of those key peeps. From your friend who swears they’ll pay you back next week, to your sister who’s constantly getting you to buy her kid’s cookies, magazine subscriptions, chocolates, and more all so 10 cents of the proceeds can benefit her school/troop/team.

Click here to read the entire Oprah article, but we’re giving you our favorite “cut ‘em” tip from O Mag:

The Aspiring Etsy Impresario

There are two kinds of people in most of our lives: those who have always secretly wanted to become yoga teachers, and those who have always secretly wanted to make and sell their own jewelry/beauty products/cute crafts. Let’s make this clear: You’re happy for your friend/family member, of course you are. You wish her all the best. But it may just be that glittery shoulder-brushing feather earrings at $40 a pop are not your deal, and because you’re not her mother, you don’t have to feel obligated to buy them and then wear them whenever you see her. (Unless you are her mother. In that case, you probably actually do.) That’s not to say you don’t want to support her in some way. Here’s a line to memorize for use in such situations: “I am so glad you are making these! I’m going to spread the word to everyone I know.” Then you can post a link to her site on your Facebook page and…you’re done.

We all want to support our friends who are making everything from jewelry to embroidery, but it doesn’t mean you have to keep ordering, ordering, ordering. Cut ‘em out!

About the Author

Marcy Twete

Marcy Twete is the author of "You Know Everybody! A Career Girl’s Guide to Building a Network That Works" and a career expert who believes in order to be empowered in your career, you must be surrounded with resources and a network that both supports and challenges you. Marcy began her own networking journey as a professional fundraiser in the nonprofit industry, honed those skills as a fundraising consultant, and in 2012 networked her way to nearly 1 million readers as the CEO of the professional development website Career Girl Network.


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