You’re Already Losing Money With These Habits. End Them Today

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Posted April 18, 2013 by Marcy Twete in Life After Five
Losing-Money

Recently, I’ve told you about my own personal plight to change negative financial habits in my life. I changed my credit card settings, and I’m working on living smarter in a post-cash world. This last week, though, I realized sometimes making smart financial choices isn’t always about saving or course correcting. Often, it’s about avoiding places where you might already be losing money.

Here are a few places where your cash may already be going up in flames and ways to get it back!

  • You’re not getting credit for airline points. Even if you only fly a handful of times each year, being a member of an airline frequent flyer or credit card rewards program is worth it. If you’re anything like me, you’ve probably signed up for a frequent flyer program at some point, but don’t always remember to enter your number every time you book a flight. Last week, I went back to my United profile (created years ago) and put in all of my flights from the past year (thank goodness I saved confirmation emails). Now, I’m nearly to Gold status on United! Wow!
  • You’re paying per text. I hear about so many people who are continuing to pay per text on their cellular phone plans instead of buying a plan. This made sense five years ago when you might have been new to texting, but now that $5 a month is probably more economical. Change it now!
  • Get a programmable thermostat. Sure, you want to crank up the heat when you’re home so you’re nice and toasty, but if your heat is running high like that all day, you are losing precious dollars every day. Programmable thermostats can be found at any home or hardware store for $30 or less. Take the time to program your heat and air conditioning to remain low or off when you’re not home during the day and save valuable cash.
  • Cut fruit and package vegetables the minute you get them home. Honestly, Career Girls, how many times have you thrown out bad fruit you ordered but never ate? Too many, right? Instead of throwing away expensive fruits and veggies, make time immediately upon bringing them home to cut them up and put them in individually packaged containers, wash them, and be sure they’re 100% ready for immediate consumption. Then you’ll be much more likely to use them before they go bad.

Where can you stop bleeding cash? It’s easier than you think.


About the Author

Marcy Twete

Marcy Twete is the author of "You Know Everybody! A Career Girl’s Guide to Building a Network That Works" and a career expert who believes in order to be empowered in your career, you must be surrounded with resources and a network that both supports and challenges you. Marcy began her own networking journey as a professional fundraiser in the nonprofit industry, honed those skills as a fundraising consultant, and in 2012 networked her way to nearly 1 million readers as the CEO of the professional development website Career Girl Network.

2 Comments


  1.  
    Amanda

    Signing up for an airline frequent flyer program is a must! When I flew to London in 2011, I had enough points so I didn’t have to pay for my ticket – only the taxes. Yes, it took a while to accumulate enough points but it was worth it to save them for a big trip.




  2.  

    People are still paying per text!? Wow, I’d be flat broke if I did that. My husband and I found that we could actually cut our cell bill by about $80/month if we switched to Virgin from spendy Verizon. We get unlimited data, which Verizon doesn’t even offer any more, and the somewhat less expensive phones that we bought upfront are more than sufficient for what we need. I can’t believe we were paying so much before. Ew.





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